TOKIO OMOTENASHI POLICY | Tokio Marine & Nichido

Overseas travel insurance for foreigners visiting Japan (even if you are a Japanese national returning to Japan temporarily) for up to 31 days.

= Insurance for visiting Japan =


Travel insurance


TOKIO OMOTENASHI POLICY is an overseas insurance policy in case of sudden illness or injury for foreigners visiting Japan and or Japanese national’s returning to Japan temporarily for up to 31 days that can be purchased online. (Insurance can be purchased online).

If you need to see a doctor or hospital care is necessary the insurance company should be contacted and your medical expenses will be paid directly from the insurance company to your caregiver.(Cashless)

TOKIO OMOTENASHI POLICY is easy and reasonably priced because it is specialized for illness and injury, the premium is less expensive than general overseas travel insurance.(Easy and Reasonable).
In addition by using the dedicated application, you will be able to use support functions for certain troubles and natural disasters that might occur during your stay in Japan.

( You can easily contact the insurance company via the app)

Click for Apprication

welcome to visiting japan

For example, if something like this happens…

Sudden illness… Prepare for sudden illness during your stay in Japan.

Unlike your everyday life, the environment and food changes when you travel may or may not have an effect on your health.

Even if you are a foreign national that is  accustomed to eating Japanese food and enjoy eating other local dishes or unusual foods that you have never seen before. It could be a difference in temperature or many other things that may affect your health.

We are no longer in a era where we can say, “That will never happen to me so I’m fine”

We are also prepared for the new type of Coronavirus (Covid-19)

sick in japan

Unexpected injury… You were supposed to be enjoying yourself…

Insurance for foreigners visiting Japan

Covers injuries that occur during sports such as skiing

Traveling is a fun time, but injuries that occur during such times are common occurrences.

But, you also need to be careful about injuries that may occur during sports such as skiing.

Injuries that occur during these times are normal, but you should also be careful about injuries that occur during sports such as skiing.

Injuries may also occur during normal, everyday life.
We provide coverage for injuries caused by sudden, accidental, and outpatient accidents.

Expensive medical bills… No way Why me …

In some cases, hospitals won’t accept medical examinations…

Foreign travelers and others who do not have health insurance. (100% self-payment).

There are cases where you will be charged an outrageous amount of money… It is very common.

Credit cards are not accepted at hospitals… you have to pay in cash.

Even medium-sized hospitals such as municipal hospitals and city hospitals do not accept credit card payments.

Also smaller clinics are known not to accept credit card payments.

credit card

The insurance company will pay directly to the hospital or pharmacy

By contacting us before you go to the hospital, we contact the hospital first.
We will contact the hospital before you go to the hospital so that you can concentrate on your treatment.



Please be aware that foreign visitors who fail to pay their medical expenses may be denied entry into Japan in the future.

Japan National Tourism Organization (JNTO)

Non-payment of medical treatment by foreign travelers in Japan has become a problem, and the government has taken such measures.

Of course, Japanese nationals are no exception.


Incidental Services

The following services are also included in the package…

you can  call

Lost or stolen passport or credit card…

Traveling is always fraught with problems, but there are some things you should never lose.
(Available in a variety of languages)


Internet connection lost…

We provide information on useful apps for using public Wi-Fi provided at tourist spots.
We provide information on useful applications
(with free Wi-Fi functionality for an unlimited period of time)

no wifi

Insurance Amounts

Coverage Item: Medical Treatment and Transportation Expense Coverage (for foreign visitors to Japan)

Covers medical treatment expenses for sudden illness or injury.

If you contact the insurance company before going to the hospital, the insurance company will pay the treatment expenses directly to the hospital.
(To contact the insurance company, you need to install the application.)

 10,000,000 yen (including covid-19 infection)

Rest assured that 100% of your expenses for medical treatment, medicine, hospitalization, surgery, and medical transportation to your home country will be covered up to 10 million yen.

Insurance Premiums

Insurance premiums vary depending on the period of insurance.

Period of insuranceInsurance premium
1 days800 JPY
2 days1,220 JPY
3 days1,620 JPY
4 days1,950 JPY
5 days2,300 JPY
6 days2,650 JPY
7 days2,960 JPY
8 days3,260 JPY
9 days3,520 JPY
10 days3,790 JPY
11 days4,060 JPY
12 days4,330 JPY
13 days4,620 JPY
14 days4,870 JPY
15 days5,090 JPY
17 days5,450 JPY
19 days5,950 JPY
21 days6,470 JPY
23 days7,010 JPY
25 days7,580 JPY
27 days8,140 JPY
29 days8,720 JPY
31 days9,420 JPY

Please check

There are some important points to note.

About the insurance period

The insurance period is from the day after the date of application or the day of entry into Japan, whichever is later, to the day of completion of departure procedures from Japan.

Example: ① If you apply after entering Japan and apply today, set tomorrow as the insurance start date.

Example: ②Even if someone in Japan applies, depending on the country of departure, someone arriving tomorrow or later may not be able to apply.

(Please apply after entering Japan)

If you are staying in Japan for more than 32 days.
(You need someone living in Japan. You can not buy Insurance by yourself)
>> Click Here <<

What if it happens outside of Japan?

This insurance policy covers medical and pharmaceutical costs arising from injuries or illnesses occurring in Japan, as well as the cost of repatriation of the patient to his/her home country.

(Accidents outside of Japan are not covered.)

The required documents

Since enrollment is completed online, there are no documents required.

However, please be aware that you may not be able to use the insurance if you make a false declaration.

Common example:  An application was submitted more than 5 days after entry to Japan, but an error occurred, so an incorrect date of entry was entered and insurance was purchased.
【The insurance cannot be used】

Can I apply from abroad?

The application site can only be accessed from within Japan, Hong Kong, China, or Korea.

How can I confirm the operation of the screen before I leave Japan?
>> Click Here <<


↓↓↓ Click the banner to apply ↓↓↓↓

tokio omotenashi  policy

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For those who cannot proceed to the TOKIO OMOTENASHI POLICY application page
>> Check this page <<

If you have any questions, please contact us by e-mail.

Underwriting Insurer
Tokio Marine & Nichido Fire Insurance Co.

Handling agency
OFFICE21 Co., Ltd.

tokio marine

This homepage provides an overview of the insurance policy. Please be sure to read the “Explanation of Important Matters” carefully before you make a contract. If you have any questions, please contact our agent.