{"id":1087,"date":"2022-11-29T04:29:02","date_gmt":"2022-11-29T04:29:02","guid":{"rendered":"https:\/\/tokiomarinenichido.jp\/frequently-asked-questions-about-tokio-omotenashi-policy\/"},"modified":"2025-08-24T17:31:21","modified_gmt":"2025-08-24T17:31:21","slug":"frequently-asked-questions-about-tokio-omotenashi-policy","status":"publish","type":"post","link":"https:\/\/tokiomarinenichido.jp\/en\/frequently-asked-questions-about-tokio-omotenashi-policy\/","title":{"rendered":"Frequently asked questions about TOKIO OMOTENASHI POLICY"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"wp-block-image is-resized is-style-vk-image-border\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer-1024x683.webp\" alt=\"tokio omotenshi policy Q&amp;amp;A\" class=\"wp-image-789\" style=\"width:1000px\" srcset=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer-1024x683.webp 1024w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer-300x200.webp 300w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer-768x512.webp 768w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer-1536x1024.webp 1536w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/answer.webp 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Frequently asked questions about TOKIO OMOTENASHI POLICY, the insurance policy for your stay in Japan for up to 31 days.\u3000It is so-called Q&amp;A.<\/p>\n\n<p class=\"has-large-font-size wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\"><span data-color=\"#8ed1fc\" style=\"background: linear-gradient(transparent 60%,rgba(142, 209, 252, 0.7) 0);\" class=\"vk_highlighter\">Probably more than 90% of your questions will be answered if you read this page properly, so please check here first.<\/span><\/mark><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"wp-block-image is-resized\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"345\" src=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords-1024x345.webp\" alt=\"\" class=\"wp-image-757\" style=\"width:800px\" srcset=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords-1024x345.webp 1024w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords-300x101.webp 300w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords-768x259.webp 768w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords-1536x518.webp 1536w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/sorryforstrangewords.webp 1905w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading is-style-vk-heading-double_black\" id=\"vk-htags-a246cfc1-d3bf-4328-aa34-0e3236851c18\">What kind of insurance is TOKIO OMOTENASHI POLICY?<\/h2>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Before answering some frequently asked questions, we would like to briefly explain TOKIO OMOTENASHI POLICY.\u3000\u3000When applying, please make sure to read the &#8220;Important Information Statement&#8221; carefully on the application screen.<\/p>\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>TOKIO OMOTENASHI POLICY<\/strong> is <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">&#8220;an inexpensive insurance policy specifically designed for non-residents of Japan to cover the cost of medical treatment for unpredictable and sudden illness or injury while in Japan<\/mark><\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">Free WIFI and other incidental services are also available, but I think it is safe to say that they are just an added bonus.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading is-style-vk-heading-double_black\" id=\"vk-htags-f2c9cacc-d2a6-4c8b-a6f3-3e67afdb6a7b\">About application<\/h2>\n\n<p class=\"wp-block-paragraph\">For questions about the application screen or problems with the process, click here.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-41fa166a-3f55-42a4-8937-de9562b10216\">Please note the device&#8217;s browser<\/h3>\n\n<p class=\"wp-block-paragraph\"><br\/>If you are applying on a computer, you can use<strong>\n  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"> Microsoft Edge<\/mark>\n<\/strong> or<strong>\n  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"> chrome latest version<\/mark>\n<\/strong> Please apply with the latest version of Microsoft Edge or chrome.<\/p>\n\n<p class=\"wp-block-paragraph\">If you are applying with a smartphone or tablet<strong>\n  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"> android 4.4 or later with the latest version of chrome<\/mark>\n<\/strong> or<strong>\n  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"> iOS 8.4 or later with the latest version of safari<\/mark>\n<\/strong> Please use the latest version of Safari on iOS 8.4 or later.<br\/><\/p>\n\n<p class=\"wp-block-paragraph\">If you use a browser other than those listed above, an error may occur and you may not be able to apply.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">Also, free WIFI may cause errors for security reasons.<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-84a7603f-bb89-4cfc-bb72-bf87f69e2fed\">The &#8220;Description of important matters&#8221; page of the PDF page required for the procedure keeps showing &#8220;in communication&#8221; and will not open. I think there must be some error on your end because I have no problem with the internet environment, but I cannot apply.<\/h3>\n\n<p class=\"wp-block-paragraph\">There may be a problem with the communication environment, or many people may be applying at the same time.\u3000Please try a better location with a better communication environment, and try a different time.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-a3940cec-a8c0-4546-81e9-fb3041020644\">Why doesn&#8217;t the screen advance?<\/h3>\n\n<p class=\"wp-block-paragraph\">I think it may be due to some kind of input error.<\/p>\n\n<p class=\"wp-block-paragraph\">Please click here for a detailed explanation.<\/p>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-japanese-travel-insurance wp-block-embed-japanese-travel-insurance\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/tokiomarinenichido.jp\/ja-apply-problem\/\n<\/div><\/figure>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/zh-hant\/tokio-omotenashi-policy%ef%bc%8c%e5%b0%8d%e6%96%bc%e9%82%a3%e4%ba%9b%e6%83%b3%e8%a6%81%e6%8f%90%e5%89%8d%e6%9f%a5%e7%9c%8b%e6%93%8d%e4%bd%9c%e8%9e%a2%e5%b9%95%e7%9a%84%e4%ba%ba\/\">Traditional Chinese (Traditional Chinese)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-apply-problem\/\">Simplified Chinese<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/for-those-who-want-to-see-the-operation-screen-of-tokio-omotenashi-policy-in-advance\/\">English (English)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-apply-problem\/\">\ud55c\uad6d\uc5b4 (Korean)<\/a><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-229f4866-fc69-4a3a-937c-6071a03c3a31\">I will be in Japan for 35 days.<\/h3>\n\n<p class=\"wp-block-paragraph\">You may enroll, but please understand that illness or injury outside the policy period will not be covered.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-52fc6362-c10c-4591-ab76-1c773fbefe47\">I entered Japan yesterday, but I get an error message saying that I cannot apply from outside the country.<\/h3>\n\n<p class=\"wp-block-paragraph\">We do not know what kind of internet connection you are using.\u3000(It is also possible that the phone itself is not switching WIFI lines: &#8230;.)<br\/><\/p>\n\n<p class=\"wp-block-paragraph\">We are aware that the Internet line currently in use is outside Japan, so please try a different Internet line.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">In some cases, free WIFI cannot be contracted due to security reasons.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-804c2b7e-1d96-465a-a492-05a3ed21afa0\">Can others apply?<\/h3>\n\n<p class=\"wp-block-paragraph\">Please check the \u2193.<\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-45aa8ae7-992f-45ee-ad67-870a362dc631\">Can I join with someone else&#8217;s credit card?<\/h3>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Basically, the application screen asks you to apply with your own credit card or a family member&#8217;s credit card.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">How many relatives are in your family? and &#8220;Can I use my card?&#8221; We are unable to answer questions such as &#8220;How many relatives do you have?<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Please proceed through the application process and try it yourself.<br\/>(If you receive an email confirming the completion of the insurance policy without any problems, it means you have successfully used the policy.)<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"has-luminous-vivid-orange-color has-text-color wp-block-paragraph\"><strong>Note:<\/strong> If you have free WIFI or poor internet connection, access to your credit card company may be denied.\u3000Please note that in some cases, the error may be due to the internet connection, not the type of card.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-f6712267-a196-447d-9ba8-2210539a859a\">My credit card has been charged, but I have not received a completion e-mail.<\/h3>\n\n<p class=\"wp-block-paragraph\">If you do not receive a completion email, you are not insured.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">It appears that an error occurred on the payment screen.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-2e63f8e0-1068-4c44-9c03-99ec41d04acd\">I do not know if you are able to join?<\/h3>\n\n<p class=\"wp-block-paragraph\">Please check here.<\/p>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-japanese-travel-insurance wp-block-embed-japanese-travel-insurance\"><div class=\"wp-block-embed__wrapper\">\nhttps:\/\/tokiomarinenichido.jp\/ja-error\/\n<\/div><\/figure>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-error\/\">Traditional Chinese (Traditional Chinese)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-error\/\">Simplified Chinese<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-error\/\">English (English)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/tokiomarinenichido.jp\/en\/ja-error\/\">\ud55c\uad6d\uc5b4 (Korean)<\/a><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">If you have applied for 3 people, or if you have applied for multiple people but only received completion emails for 2 people, etc., please log in and check to see if you have been properly subscribed.<\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-93e59f27-a405-4d9a-8736-08520ec9df13\">The card is being charged even though it is not insured.<\/h3>\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">It appears on my credit card statement list now, but will disappear in a few days.<\/mark><\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">The insurance company will not charge the credit card company and the customer will not be debited.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>To date, there have been no cases of uninsured persons being debited.<\/strong><\/p>\n<div class=\"wp-block-image is-resized\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-1024x576.webp\" alt=\"\" class=\"wp-image-794\" style=\"width:500px\" srcset=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-1024x576.webp 1024w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-300x169.webp 300w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-768x432.webp 768w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-1536x864.webp 1536w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking-320x180.webp 320w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/OKking.webp 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading is-style-vk-heading-double_black\" id=\"vk-htags-502fb1ab-4ebc-4349-8017-336fb1bf53cd\">Illness and Injury<\/h2>\n\n<p class=\"wp-block-paragraph\">Apart from the application process, the most frequently asked question is, &#8220;Can I use my insurance to cover this illness?&#8221; This is a common question other than the application procedure.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Some of you are thinking, &#8220;Well, maybe I should get insurance, that would be a good deal!\u3000but it is not a good deal.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Can I use my insurance for this disease?\u3000We get a lot of questions like this, but basically<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"> only covered for unforeseen illnesses or injuries.<\/mark><\/strong> Please think of it as a &#8220;one-size-fits-all&#8221; policy.<\/p>\n\n<div style=\"height:47px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">A few people have asked the following questions, which we are unable to respond to.<\/p>\n\n<ul class=\"wp-block-list is-style-vk-handpoint-mark\">\n<li><span data-color=\"#fffd6b\" style=\"background: linear-gradient(transparent 60%,rgba(255, 253, 107, 0.7) 0);\" class=\"vk_highlighter\">Can I use my insurance for a medical checkup when I return home?&#8221;<\/span><\/li>\n\n\n\n<li><span data-color=\"#fffd6b\" style=\"background: linear-gradient(transparent 60%,rgba(255, 253, 107, 0.7) 0);\" class=\"vk_highlighter\">I am pregnant and plan to return home temporarily to have the baby.<\/span><\/li>\n\n\n\n<li><span data-color=\"#fffd6b\" style=\"background: linear-gradient(transparent 60%,rgba(255, 253, 107, 0.7) 0);\" class=\"vk_highlighter\">I&#8217;m not feeling well and would like to have a checkup during my furlough.<\/span><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">The above examples are matters that can be predicted in advance or things you want to do and this insurance is not available.<br\/>\u3000\u3000<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray has-medium-font-size\" id=\"vk-htags-b44e0d31-9b42-438b-9e94-a3bc14aa0399\"><strong>Examples of frequently asked questions that are not covered by insurance<\/strong><\/h3>\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\"><strong>Health checkups and physical examinations in Japan (examination fees) including ophthalmology, etc.<\/strong><\/mark><\/p>\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">I would like to be examined by a dentist.<\/mark><\/strong><\/p>\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\"><strong>All symptoms related to pregnancy.<\/strong><\/mark><\/p>\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\"><strong>Already in poor health (already sick)<\/strong><\/mark><\/p>\n\n<p class=\"has-text-align-left has-medium-font-size wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">Pre-existing medical conditions. (Exacerbation of a long-standing medical condition)<\/mark><\/strong><\/p>\n\n<p class=\"has-medium-font-size wp-block-paragraph\">and others.<br\/><\/p>\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-large-font-size wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><strong>This type of insurance basically covers &#8220;unpredictable and sudden illness or injury.<\/strong><\/mark><\/p>\n\n<p class=\"wp-block-paragraph\">For example.<\/p>\n\n<ul class=\"wp-block-list is-style-vk-check-mark\">\n<li><strong>Suddenly I have a stomach ache!&#8221;<\/strong><\/li>\n\n\n\n<li><strong>&#8216;I had no problems yesterday, but suddenly I have a fever!&#8217;<\/strong><\/li>\n\n\n\n<li><strong>Sudden fever of a child!&#8221;<\/strong><\/li>\n\n\n\n<li><strong>&#8216;Suddenly I started coughing and it won&#8217;t stop!&#8217;<\/strong><\/li>\n\n\n\n<li><strong>Suddenly I started getting chills!&#8221;<\/strong><\/li>\n\n\n\n<li><strong>I fell while jogging and scraped myself!&#8221;<\/strong><\/li>\n\n\n\n<li><strong>&#8220;Broken bones while skiing!&#8221;<\/strong><\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">The performance of this insurance policy comes into play in cases like the following.\u3000This is a case that can happen to anyone, but it is a sudden illness or injury that cannot be predicted.<\/p>\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">If you still do not understand what you have read so far, please contact your insurance company directly.\u3000Please contact the insurance company directly.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-e452b278-2b87-4d37-9ddc-80eb2040805b\"><strong>Inquiries can only be made by e-mail.<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">Click here\u2193\u2193\u2193 <br\/><a href=\"mailto:web-admin735@tmnf.jp\" target=\"_blank\" rel=\"noopener\" title=\"\"> &gt;&gt; Email &lt;&lt;<\/a> <\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading is-style-vk-heading-double_black\" id=\"vk-htags-d04865fc-012c-4d6f-900b-01dd7e63b8f9\">Other questions<\/h2>\n\n<p class=\"wp-block-paragraph\">Here is a collection of other questions<\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-8a5014a9-fcc8-4af5-a415-6b6dbda43252\">I had to change my flight due to illness, can I use my insurance to pay for it?<\/h3>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">This insurance does not provide such coverage.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-2015c525-d379-4357-9aae-f88119bb89fc\">Where is this insurance covered from?<\/h3>\n\n<p class=\"wp-block-paragraph\">Covered within the policy period in Japan.<\/p>\n\n<p class=\"wp-block-paragraph\">From the moment you leave the country, insurance is not available.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-d7a0de1b-e70c-48f3-8fac-904b2c84e864\">After enrollment, can I make inquiries to the insurance company in Japanese?<\/h3>\n\n<p class=\"wp-block-paragraph\">No problem.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-28c04a57-a5e4-42f1-b42e-37edb1e0ce06\">I am a Japanese living abroad and do not have health insurance.<\/h3>\n\n<p class=\"wp-block-paragraph\">TOKIO OMOTENASHI POLICY is an insurance policy for such people.<\/p>\n\n<p class=\"wp-block-paragraph\">Any nationality is welcome, so don&#8217;t worry about which nationality you are.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-55154b67-7a1b-4e64-9d1c-00b333d95406\">Where is the designated hospital located?<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">There are no designated hospitals in Japan.<\/mark><\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">If you contact your insurance company before going to the hospital, you will be able to use the cashless service.<\/p>\n\n<p class=\"wp-block-paragraph\">Please note that cashless service may not be available at some hospitals.<br\/>(For more information, please check with your operator via the application.)<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-ad98560e-7161-4522-b3cb-505eb7b627a5\">Can I use cashless at any hospital?<\/h3>\n\n<p class=\"wp-block-paragraph\">The insurance company will contact the hospital and if the hospital is OK, cashless can be used at any hospital.<\/p>\n\n<p class=\"wp-block-paragraph\"><br\/><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-00a12254-75ac-449e-8c04-8082a22a6d94\">How can I use cashless?<\/h3>\n\n<p class=\"wp-block-paragraph\">Once you have subscribed to TOKIO OMOTENASHI POLICY, please download this application.<\/p>\n\n<p class=\"wp-block-paragraph\">android <br\/><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=jp.co.tokiomarine_nichido.omotenashi&amp;hl=ja&amp;gl=US\">https:\/\/play.google.com\/store\/apps\/details?id=jp.co.tokiomarine_nichido.omotenashi&amp;hl=ja&amp;gl=US<\/a><\/p>\n\n<p class=\"wp-block-paragraph\">i-phone <br\/><a href=\"https:\/\/apps.apple.com\/jp\/app\/tokio-marine-safetyinformation\/id1481323309\">https:\/\/apps.apple.com\/jp\/app\/tokio-marine-safetyinformation\/id1481323309<\/a><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Once you have installed the app and logged in, you can contact your insurance company.<\/p>\n<div class=\"wp-block-image is-resized is-style-vk-image-photoFrame\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"512\" height=\"1024\" src=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/e85dabc972a45fa381be8aaab60fcbe0-512x1024.webp\" alt=\"\" class=\"wp-image-806\" style=\"width:500px\" srcset=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/e85dabc972a45fa381be8aaab60fcbe0-512x1024.webp 512w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/e85dabc972a45fa381be8aaab60fcbe0-150x300.webp 150w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/e85dabc972a45fa381be8aaab60fcbe0.webp 632w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Then, when you tell them the name of the hospital you want to go to, the insurance company will contact the hospital and ask if they are willing to accept cashless treatment, which the insurance company will pay for.<br\/><\/p>\n\n<p class=\"wp-block-paragraph\">If the hospital is OK with it, you will just have to concentrate on your treatment.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Please feel the hospitality of Tokio Marine &amp; Nichido.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-60f32001-16dd-4015-896b-4e65d86e8c15\">Can children join?<\/h3>\n\n<p class=\"wp-block-paragraph\">Of course you can.\u3000Parents\/guardians are required to apply.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-55eb83a7-a82d-4281-b529-d31b3b38098f\">Do you issue receipts?<\/h3>\n\n<p class=\"wp-block-paragraph\">Receipts are not issued.\u3000\u3000Please use your credit card company&#8217;s statement, etc.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-1e7a09bb-219d-4f05-875b-be1421e38788\">Are there family or child rates?<\/h3>\n\n<p class=\"wp-block-paragraph\">No, there is not.\u3000Please apply one person at a time.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-ed47c38c-dd02-47b6-9ae8-d19af9fd5987\">I have dual citizenship, which name do you prefer?<\/h3>\n\n<p class=\"wp-block-paragraph\">Either is fine.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-3ed2ca55-2a08-42f7-b915-cd3f75708df1\">When can I apply?<\/h3>\n\n<p class=\"wp-block-paragraph\">Applications can be made one month prior to the date of entry into Japan. (Applications can be made in Japan or from Mainland China, Hong Kong, and South Korea)<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">However, it is not possible to change dates, etc.\u3000Also, in some cases, refunds cannot be made by CANCEL (transfer fees are more expensive than premiums).<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Apply as soon as possible!\u3000\u3000is not recommended.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\">Two days before or the day before departure, when there are no schedule changes, is a good time.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading is-style-vk-heading-background_fill_lightgray\" id=\"vk-htags-2bd47a04-5900-4992-b161-53f0df416f0a\">I have purchased insurance, but my return will be longer than planned, so can I extend my insurance?<\/h3>\n\n<p class=\"wp-block-paragraph\">Extensions are not available.\u3000Re-subscription is also not allowed.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading is-style-vk-heading-double_black\" id=\"vk-htags-ae661127-0900-408b-b459-257212968d6b\">Applications from outside Japan<\/h2>\n\n<p class=\"wp-block-paragraph\">TOKIO OMOTENASHI POLICY is<\/p>\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>If you are in Mainland China, Hong Kong, or South Korea, you will be able to go to the application screen, but you will <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">not be able to apply because access from other countries is denied<\/mark>.<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div class=\"wp-block-image is-style-vk-image-border\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"http:\/\/t-o.tmnf.jp\/t\/39C25588T9021000000000000OFFICE21\"><img decoding=\"async\" width=\"413\" height=\"134\" src=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/TokioOmotenashiPolicy-24.webp\" alt=\"\" class=\"wp-image-271\" style=\"width:416px;height:auto\" srcset=\"https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/TokioOmotenashiPolicy-24.webp 413w, https:\/\/tokiomarinenichido.jp\/newwp\/wp-content\/uploads\/2022\/11\/TokioOmotenashiPolicy-24-300x97.webp 300w\" sizes=\"(max-width: 413px) 100vw, 413px\" \/><\/a><\/figure>\n<\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frequently asked questions about TOKIO OMOTENASHI POLICY, the insurance policy for your stay in Japan for up to 31 days.\u3000It is so-called Q&amp;A. Probably more than 90% of your questions will be answered if you read this page properly, so please check here first. What kind of insurance is TOKIO OMOTENASHI POLICY? Before answering some [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":791,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[68],"tags":[69],"class_list":["post-1087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-qa-en","tag-tokio-omotenashi-policy-en"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Frequently asked questions about TOKIO OMOTENASHI POLICY. Frequently asked questions about TOKIO OMOTENASHI POLICY, the insurance policy for your stay in Japan for up to 31 days. This will be a so-called Q&amp;A. 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Frequently asked questions about TOKIO OMOTENASHI POLICY, the insurance policy for your stay in Japan for up to 31 days. This will be a so-called Q&amp;A. 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